Looking for dental, vision, or additional hospital coverage?
All plans are not created equal. We can help you determine which plans include routine dental and vision, and whether you may need more coverage.
If you’re looking for additional personal lines coverage, such as homeowners, auto, or health please visit Modern Insurance Marketing, Inc.
Maintaining good dental health is about more than looking and feeling good. Multiple studies have linked dental problems like decay and gum disease to more serious health complications including heart disease. Yet despite the important role of proper and regular dental checkups and preventive care, seniors often find themselves faced with few options when it comes to dental insurance coverage.
Many men and women who have Medicare don’t realize how limited their hospitalization benefits actually are until they’re discharged and receive a bill. Original Medicare typically offers coverage for only a portion of the treatments and services received during an average hospital stay. As a result, many patients are left facing substantial bills that need to be dealt with during a period of time when they should be focused on recovery. That’s when having a hospital indemnity policy in place can really help.
Life insurance is an important part of your financial plan – so important that many financial advisors consider it the cornerstone of a successful financial strategy. Why is it considered so important? Because today’s options allow life insurance policies to be extremely flexible, which means they can be designed to meet a wide variety of goals.
Long Term Care
Long-term care insurance can play an important role in helping to ensure you don’t become a financial burden on your loved ones. Also called LTC, long-term care insurance provides benefits that help cover the costs of a variety of medical services if you become ill or disabled and are unable to care for yourself, including in-home care, nursing home care, and even adult daycare.
Annuities are investment products that are designed to provide you with a regular source of income to help you live more comfortably during retirement. Depending on your goals and your financial profile, an annuity can be designed specifically to meet your needs so you can relax, knowing you have a source of income that you won’t outlive.